B
One Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.15
Leverage
Ratio
10.23
Return On
Assets
-0.72%
Total
Assets
107.06M
Capital
10.87M
Total
Deposits
95.63M
Net
Income
-615.00K
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Weiss Ratings One Community Federal Credit Union
Parkersburg, WV 		Click to
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Rating B
Asset Quality Index 6.90
Capitalization Index 8.00
Liquidity Index 4.00
Profitability Index 2.20
Stability Index 7.00
Company Info One Community Federal Credit Union
Parkersburg, WV 		Click to
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NCUA Charter Number 2387
Phone Number (304) 485-4066
Website www.onecommunityfcu.org
Asset Quality One Community Federal Credit Union
Parkersburg, WV 		Click to
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1-Year Asset Growth -0.06%
5-Year Asset Growth 7.38%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 1.28%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 8.46%
Non-Performing Loans to Loans 1.28%
Balance Sheet One Community Federal Credit Union
Parkersburg, WV 		Click to
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Total Assets 107.06M
Total Deposits 95.63M
Capital and Reserves One Community Federal Credit Union
Parkersburg, WV 		Click to
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Capital 10.87M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 1.81%
Liquidity One Community Federal Credit Union
Parkersburg, WV 		Click to
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Hot Money Ratio 5.63%
Liquidity Ratio 24.33%
Profitability One Community Federal Credit Union
Parkersburg, WV 		Click to
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5-Year Return on Average Assets 0.79%
Net Income -615.00K
Net Interest Spread 5.04%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 82.53%
Return on Assets -0.72%
Return on Equity -7.30%