C
Clifty Creek Employees Federal Credit Union
Madison,  IN
Rating Date
December 2025
Net Capital
Ratio
18.07
Leverage
Ratio
18.07
Return On
Assets
-0.92%
Total
Assets
15.87M
Capital
2.87M
Total
Deposits
12.98M
Net
Income
-110.00K
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Weiss Ratings Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 0.10
Stability Index 8.20
Company Info Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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NCUA Charter Number 2388
Phone Number (812) 265-4881
Website www.cliftycreekcu.com
Asset Quality Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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1-Year Asset Growth -0.67%
5-Year Asset Growth 6.62%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 1.18%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.09%
Balance Sheet Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Total Assets 15.87M
Total Deposits 12.98M
Capital and Reserves Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Capital 2.87M
Leverage Ratio 18.07
Loan Loss Reserves to Loans 1.21%
Liquidity Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Hot Money Ratio 29.74%
Liquidity Ratio 42.41%
Profitability Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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5-Year Return on Average Assets 0.65%
Net Income -110.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 0.10%
Overhead Efficiency Ratio 96.66%
Return on Assets -0.92%
Return on Equity -5.03%