Wellspring Federal Credit Union
| Weiss Ratings |
Wellspring Federal Credit Union
Bridge City, TX |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.40 | |||
| Company Info |
Wellspring Federal Credit Union
Bridge City, TX |
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| NCUA Charter Number | 2394 | |||
| Phone Number | (409) 697-2461 | |||
| Website | www.wellspringcu.com | |||
| Asset Quality |
Wellspring Federal Credit Union
Bridge City, TX |
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| 1-Year Asset Growth | 4.12% | |||
| 5-Year Asset Growth | 8.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.80% | |||
| Charge-Offs to Average Loans | 0.94% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 11.56% | |||
| Non-Performing Loans to Loans | 1.32% | |||
| Balance Sheet |
Wellspring Federal Credit Union
Bridge City, TX |
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| Total Assets | 86.28M | |||
| Total Deposits | 77.46M | |||
| Capital and Reserves |
Wellspring Federal Credit Union
Bridge City, TX |
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| Capital | 7.22M | |||
| Leverage Ratio | 9.43 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
Wellspring Federal Credit Union
Bridge City, TX |
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| Hot Money Ratio | 1.75% | |||
| Liquidity Ratio | 18.71% | |||
| Profitability |
Wellspring Federal Credit Union
Bridge City, TX |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 243.00K | |||
| Net Interest Spread | 5.11% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 73.74% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 13.68% | |||