Ellis County Teachers and Employees Federal Credit Union

Waxahachie, TX

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	6.10
Profitability Index	10.00
Stability Index	7.00

Company Info	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2404
Phone Number	(972) 937-4560
Website	www.ectefcu.net/

Asset Quality	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.64%
5-Year Asset Growth	1.94%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.14%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	17.74M
Total Deposits	14.27M

Capital and Reserves	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
Capital	3.40M
Leverage Ratio	19.16
Loan Loss Reserves to Loans	0.56%

Liquidity	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.95%
Liquidity Ratio	49.96%

Profitability	Ellis County Teachers and Employees Federal Credit Union Waxahachie, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.25%
Net Income	172.00K
Net Interest Spread	4.48%
Operating Profit to Average Assets	1.97%
Overhead Efficiency Ratio	48.50%
Return on Assets	1.97%
Return on Equity	10.39%