B
Southwest Oklahoma Federal Credit Union
LawtonOK
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Oklahoma Federal Credit Union
Lawton, OK
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 10.00
Stability Index 7.00
Company Info Southwest Oklahoma Federal Credit Union
Lawton, OK
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NCUA Charter Number 2405
Phone Number (580) 353-0490
Website www.swofcu.com
Asset Quality Southwest Oklahoma Federal Credit Union
Lawton, OK
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1-Year Asset Growth 5.84%
5-Year Asset Growth 3.56%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.02%
Non-Performing Loans to Loans 1.05%
Balance Sheet Southwest Oklahoma Federal Credit Union
Lawton, OK
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Total Assets 116.17M
Total Deposits 96.64M
Capital and Reserves Southwest Oklahoma Federal Credit Union
Lawton, OK
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Capital 18.63M
Leverage Ratio 17.41
Loan Loss Reserves to Loans 0.66%
Liquidity Southwest Oklahoma Federal Credit Union
Lawton, OK
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Hot Money Ratio 6.56%
Liquidity Ratio 21.88%
Profitability Southwest Oklahoma Federal Credit Union
Lawton, OK
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5-Year Return on Average Assets 1.15%
Net Income 1.03M
Net Interest Spread 5.48%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 67.58%
Return on Assets 1.80%
Return on Equity 11.49%