| Weiss Ratings |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.90 | |||
| Company Info |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| NCUA Charter Number | 2409 | |||
| Phone Number | (229) 247-9930 | |||
| Website | www.valdostateachersfcu.org | |||
| Asset Quality |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | -7.37% | |||
| 5-Year Asset Growth | 4.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 1.71% | |||
| Non-Performing Loans to Capital | 11.23% | |||
| Non-Performing Loans to Loans | 1.74% | |||
| Balance Sheet |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Total Assets | 10.97M | |||
| Total Deposits | 9.42M | |||
| Capital and Reserves |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Capital | 1.52M | |||
| Leverage Ratio | 13.89 | |||
| Loan Loss Reserves to Loans | 2.63% | |||
| Liquidity |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Hot Money Ratio | 1.08% | |||
| Liquidity Ratio | 35.35% | |||
| Profitability |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | -0.16% | |||
| Net Income | 10.00K | |||
| Net Interest Spread | 6.13% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 81.25% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 0.87% | |||