| Weiss Ratings |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 5.90 | |||
| Company Info |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| NCUA Charter Number | 2409 | |||
| Phone Number | (229) 247-9930 | |||
| Website | www.valdostateachersfcu.org | |||
| Asset Quality |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | -5.86% | |||
| 5-Year Asset Growth | 4.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 5.53% | |||
| Non-Performing Loans to Loans | 1.57% | |||
| Balance Sheet |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Total Assets | 11.59M | |||
| Total Deposits | 9.95M | |||
| Capital and Reserves |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Capital | 1.52M | |||
| Leverage Ratio | 13.12 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Liquidity |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 37.57% | |||
| Profitability |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | -0.16% | |||
| Net Income | 6.00K | |||
| Net Interest Spread | 5.85% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 89.67% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 1.58% | |||