| Weiss Ratings |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| NCUA Charter Number | 2409 | |||
| Phone Number | (229) 247-9930 | |||
| Website | www.valdostateachersfcu.org | |||
| Asset Quality |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | 10.69% | |||
| 5-Year Asset Growth | 6.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.92% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 3.93% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Total Assets | 12.75M | |||
| Total Deposits | 10.89M | |||
| Capital and Reserves |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Capital | 1.67M | |||
| Leverage Ratio | 13.09 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Liquidity |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| Hot Money Ratio | 0.02% | |||
| Liquidity Ratio | 37.14% | |||
| Profitability |
Valdosta Teachers Federal Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | 0.09% | |||
| Net Income | 82.00K | |||
| Net Interest Spread | 6.16% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 79.80% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 10.15% | |||