C
Georgia Power Valdosta Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 5.40
Stability Index 5.00
Company Info Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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NCUA Charter Number 2410
Phone Number (229) 253-1111
Website www.gpvfcu.com
Asset Quality Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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1-Year Asset Growth -2.56%
5-Year Asset Growth 2.07%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.85%
Balance Sheet Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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Total Assets 24.27M
Total Deposits 20.98M
Capital and Reserves Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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Capital 3.21M
Leverage Ratio 13.21
Loan Loss Reserves to Loans 1.17%
Liquidity Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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Hot Money Ratio 24.27%
Liquidity Ratio 29.01%
Profitability Georgia Power Valdosta Federal Credit Union
Valdosta, GA
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5-Year Return on Average Assets 0.08%
Net Income 86.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 71.04%
Return on Assets 1.41%
Return on Equity 10.88%