| Weiss Ratings |
Georgia United Credit Union
Duluth, GA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Georgia United Credit Union
Duluth, GA |
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| NCUA Charter Number | 2416 | |||
| Phone Number | (770) 493-4328 | |||
| Website | gucu.org | |||
| Asset Quality |
Georgia United Credit Union
Duluth, GA |
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| 1-Year Asset Growth | 7.39% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 7.80% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
Georgia United Credit Union
Duluth, GA |
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| Total Assets | 2.21B | |||
| Total Deposits | 1.92B | |||
| Capital and Reserves |
Georgia United Credit Union
Duluth, GA |
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| Capital | 188.87M | |||
| Leverage Ratio | 10.36 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Georgia United Credit Union
Duluth, GA |
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| Hot Money Ratio | 10.58% | |||
| Liquidity Ratio | 13.11% | |||
| Profitability |
Georgia United Credit Union
Duluth, GA |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 4.23M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 73.75% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 9.03% | |||