| Weiss Ratings |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2416 | |||
| Phone Number | (770) 493-4328 | |||
| Website | gucu.org | |||
| Asset Quality |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.73% | |||
| 5-Year Asset Growth | 9.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 7.85% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.38B | |||
| Total Deposits | 2.01B | |||
| Capital and Reserves |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 218.13M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.91% | |||
| Liquidity Ratio | 17.46% | |||
| Profitability |
Georgia United Credit Union
Duluth, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 7.75M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 73.87% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 7.33% | |||