B
NESC Federal Credit Union
MethuenMA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NESC Federal Credit Union
Methuen, MA
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.60
Liquidity Index 2.80
Profitability Index 6.40
Stability Index 6.30
Company Info NESC Federal Credit Union
Methuen, MA
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NCUA Charter Number 2419
Phone Number (978) 688-8800
Website www.nescfcu.org
Asset Quality NESC Federal Credit Union
Methuen, MA
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1-Year Asset Growth 3.65%
5-Year Asset Growth 4.51%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 4.10%
Non-Performing Loans to Loans 0.57%
Balance Sheet NESC Federal Credit Union
Methuen, MA
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Total Assets 120.03M
Total Deposits 107.13M
Capital and Reserves NESC Federal Credit Union
Methuen, MA
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Capital 12.29M
Leverage Ratio 10.24
Loan Loss Reserves to Loans 0.33%
Liquidity NESC Federal Credit Union
Methuen, MA
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Hot Money Ratio 11.73%
Liquidity Ratio 19.90%
Profitability NESC Federal Credit Union
Methuen, MA
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5-Year Return on Average Assets 0.55%
Net Income 219.00K
Net Interest Spread 4.75%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 79.63%
Return on Assets 0.75%
Return on Equity 7.19%