Iberville Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.1 and a net worth ratio of 18.1. Operating profits as a percentage of assets at 3.0%, coupled with a return on assets of 3.0 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
Good liquidity 6.9, driven by a liquidity ratio of 66.2 percent and a “hot money” ratio of 0.0 percent. A current level of 15.0 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1).
Asset Mix:
Consumer loans (36%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
57920 Fort Street
Plaquemine, LA 70764
Plaquemine, LA 70764
Phone Number
(225) 687-4836
NCUA Charter Number
Website
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