Carolina Trust Federal Credit Union

Myrtle Beach, SC

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.40
Capitalization Index	6.80
Liquidity Index	2.60
Profitability Index	7.50
Stability Index	5.00

Company Info	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2423
Phone Number	(843) 448-2133
Website	www.carolinatrust.org

Asset Quality	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.98%
5-Year Asset Growth	9.71%
5-Year Charge-Offs to Average Loans	0.77%
Charge-Offs to Average Loans	0.53%
Non-Performing Assets to Assets	0.61%
Non-Performing Loans to Capital	5.91%
Non-Performing Loans to Loans	0.82%

Balance Sheet	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	408.62M
Total Deposits	366.06M

Capital and Reserves	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Capital	37.66M
Leverage Ratio	9.67
Loan Loss Reserves to Loans	1.44%

Liquidity	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.00%
Liquidity Ratio	10.99%

Profitability	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.70%
Net Income	2.87M
Net Interest Spread	5.39%
Operating Profit to Average Assets	1.58%
Overhead Efficiency Ratio	74.20%
Return on Assets	0.94%
Return on Equity	10.79%