Carolina Trust Federal Credit Union

Myrtle Beach, SC

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.70
Capitalization Index	6.40
Liquidity Index	3.00
Profitability Index	6.90
Stability Index	4.70

Company Info	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2423
Phone Number	(843) 448-2133
Website	www.carolinatrust.org

Asset Quality	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.83%
5-Year Asset Growth	9.71%
5-Year Charge-Offs to Average Loans	0.77%
Charge-Offs to Average Loans	0.53%
Non-Performing Assets to Assets	0.37%
Non-Performing Loans to Capital	3.80%
Non-Performing Loans to Loans	0.52%

Balance Sheet	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	410.60M
Total Deposits	368.62M

Capital and Reserves	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Capital	36.13M
Leverage Ratio	9.38
Loan Loss Reserves to Loans	1.42%

Liquidity	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.92%
Liquidity Ratio	13.17%

Profitability	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.70%
Net Income	1.85M
Net Interest Spread	5.35%
Operating Profit to Average Assets	1.57%
Overhead Efficiency Ratio	73.87%
Return on Assets	0.91%
Return on Equity	10.63%