Carolina Trust Federal Credit Union

Myrtle Beach, SC

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.60
Capitalization Index	5.20
Liquidity Index	3.60
Profitability Index	4.50
Stability Index	4.60

Company Info	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2423
Phone Number	(843) 448-2133
Website	www.carolinatrust.org

Asset Quality	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.13%
5-Year Asset Growth	10.31%
5-Year Charge-Offs to Average Loans	0.49%
Charge-Offs to Average Loans	4.76%
Non-Performing Assets to Assets	0.53%
Non-Performing Loans to Capital	6.38%
Non-Performing Loans to Loans	0.77%

Balance Sheet	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	404.15M
Total Deposits	367.41M

Capital and Reserves	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Capital	30.65M
Leverage Ratio	8.87
Loan Loss Reserves to Loans	1.09%

Liquidity	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.54%
Liquidity Ratio	20.37%

Profitability	Carolina Trust Federal Credit Union Myrtle Beach, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.75%
Net Income	516.00K
Net Interest Spread	4.54%
Operating Profit to Average Assets	0.89%
Overhead Efficiency Ratio	83.06%
Return on Assets	0.52%
Return on Equity	6.48%