| Weiss Ratings |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
East Alabama Community Federal Credit Union
Opelika, AL |
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| NCUA Charter Number | 2426 | |||
| Phone Number | (334) 364-2850 | |||
| Website | www.eamcfcu.com | |||
| Asset Quality |
East Alabama Community Federal Credit Union
Opelika, AL |
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| 1-Year Asset Growth | -0.12% | |||
| 5-Year Asset Growth | 7.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.64% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Total Assets | 20.41M | |||
| Total Deposits | 17.59M | |||
| Capital and Reserves |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Capital | 2.75M | |||
| Leverage Ratio | 13.62 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Liquidity |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 37.01% | |||
| Profitability |
East Alabama Community Federal Credit Union
Opelika, AL |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 34.00K | |||
| Net Interest Spread | 2.89% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 83.20% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 4.98% | |||