| Weiss Ratings |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.40 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 6.80 | |||
| Company Info |
East Alabama Community Federal Credit Union
Opelika, AL |
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| NCUA Charter Number | 2426 | |||
| Phone Number | (334) 364-2850 | |||
| Website | www.eamcfcu.com | |||
| Asset Quality |
East Alabama Community Federal Credit Union
Opelika, AL |
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| 1-Year Asset Growth | 0.05% | |||
| 5-Year Asset Growth | 6.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Total Assets | 20.42M | |||
| Total Deposits | 17.48M | |||
| Capital and Reserves |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Capital | 2.86M | |||
| Leverage Ratio | 14.08 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
East Alabama Community Federal Credit Union
Opelika, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 49.09% | |||
| Profitability |
East Alabama Community Federal Credit Union
Opelika, AL |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 14.00K | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 92.59% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 1.96% | |||