| Weiss Ratings |
Merrimack Valley Credit Union
Lawrence, MA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
Merrimack Valley Credit Union
Lawrence, MA |
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| NCUA Charter Number | 243 | |||
| Phone Number | (978) 975-4095 | |||
| Website | www.mvcu.com | |||
| Asset Quality |
Merrimack Valley Credit Union
Lawrence, MA |
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| 1-Year Asset Growth | 66.00% | |||
| 5-Year Asset Growth | 29.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.60% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Merrimack Valley Credit Union
Lawrence, MA |
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| Total Assets | 2.28B | |||
| Total Deposits | 2.00B | |||
| Capital and Reserves |
Merrimack Valley Credit Union
Lawrence, MA |
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| Capital | 196.41M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Merrimack Valley Credit Union
Lawrence, MA |
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| Hot Money Ratio | 13.89% | |||
| Liquidity Ratio | 11.58% | |||
| Profitability |
Merrimack Valley Credit Union
Lawrence, MA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 2.53M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 85.37% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.18% | |||