Guardian Credit Union
| Weiss Ratings |
Guardian Credit Union
Prattville, AL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 5.40 | |||
| Company Info |
Guardian Credit Union
Prattville, AL |
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| NCUA Charter Number | 2432 | |||
| Phone Number | (334) 244-9999 | |||
| Website | www.myguardiancu.com | |||
| Asset Quality |
Guardian Credit Union
Prattville, AL |
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| 1-Year Asset Growth | 8.61% | |||
| 5-Year Asset Growth | 12.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 1.10% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 11.29% | |||
| Non-Performing Loans to Loans | 1.35% | |||
| Balance Sheet |
Guardian Credit Union
Prattville, AL |
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| Total Assets | 1.16B | |||
| Total Deposits | 971.14M | |||
| Capital and Reserves |
Guardian Credit Union
Prattville, AL |
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| Capital | 103.60M | |||
| Leverage Ratio | 9.36 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Liquidity |
Guardian Credit Union
Prattville, AL |
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| Hot Money Ratio | 26.44% | |||
| Liquidity Ratio | 13.65% | |||
| Profitability |
Guardian Credit Union
Prattville, AL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 10.77M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 2.27% | |||
| Overhead Efficiency Ratio | 65.78% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 14.91% | |||