Guardian Credit Union
| Weiss Ratings |
Guardian Credit Union
Montgomery, AL |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Guardian Credit Union
Montgomery, AL |
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| NCUA Charter Number | 2432 | |||
| Phone Number | (334) 244-9999 | |||
| Website | www.myguardiancu.com | |||
| Asset Quality |
Guardian Credit Union
Montgomery, AL |
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| 1-Year Asset Growth | 15.84% | |||
| 5-Year Asset Growth | 15.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.83% | |||
| Charge-Offs to Average Loans | 1.17% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 11.41% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
Guardian Credit Union
Montgomery, AL |
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| Total Assets | 1.04B | |||
| Total Deposits | 908.26M | |||
| Capital and Reserves |
Guardian Credit Union
Montgomery, AL |
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| Capital | 82.96M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Liquidity |
Guardian Credit Union
Montgomery, AL |
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| Hot Money Ratio | 28.44% | |||
| Liquidity Ratio | 12.80% | |||
| Profitability |
Guardian Credit Union
Montgomery, AL |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 76.35% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 5.15% | |||