Guardian Credit Union
Weiss Ratings |
Guardian Credit Union
Montgomery, AL |
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Rating | ||||
Asset Quality Index | 4.80 | |||
Capitalization Index | 5.70 | |||
Liquidity Index | 2.00 | |||
Profitability Index | 5.20 | |||
Stability Index | 6.10 | |||
Company Info |
Guardian Credit Union
Montgomery, AL |
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NCUA Charter Number | 2432 | |||
Phone Number | (334) 244-9999 | |||
Website | www.myguardiancu.com | |||
Asset Quality |
Guardian Credit Union
Montgomery, AL |
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1-Year Asset Growth | 15.84% | |||
5-Year Asset Growth | 15.90% | |||
5-Year Charge-Offs to Average Loans | 0.83% | |||
Charge-Offs to Average Loans | 1.17% | |||
Non-Performing Assets to Assets | 1.03% | |||
Non-Performing Loans to Capital | 11.41% | |||
Non-Performing Loans to Loans | 1.17% | |||
Balance Sheet |
Guardian Credit Union
Montgomery, AL |
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Total Assets | 1.04B | |||
Total Deposits | 908.26M | |||
Capital and Reserves |
Guardian Credit Union
Montgomery, AL |
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Capital | 82.96M | |||
Leverage Ratio | 8.82 | |||
Loan Loss Reserves to Loans | 1.27% | |||
Liquidity |
Guardian Credit Union
Montgomery, AL |
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Hot Money Ratio | 28.44% | |||
Liquidity Ratio | 12.80% | |||
Profitability |
Guardian Credit Union
Montgomery, AL |
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5-Year Return on Average Assets | 1.14% | |||
Net Income | 1.07M | |||
Net Interest Spread | 4.40% | |||
Operating Profit to Average Assets | 1.49% | |||
Overhead Efficiency Ratio | 76.35% | |||
Return on Assets | 0.41% | |||
Return on Equity | 5.15% | |||