Guardian Credit Union
| Weiss Ratings |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.40 | |||
| Company Info |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2432 | |||
| Phone Number | (334) 244-9999 | |||
| Website | www.myguardiancu.com | |||
| Asset Quality |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.95% | |||
| 5-Year Asset Growth | 12.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 1.20% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 9.70% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.13B | |||
| Total Deposits | 960.55M | |||
| Capital and Reserves |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 97.90M | |||
| Leverage Ratio | 9.20 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Liquidity |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.74% | |||
| Liquidity Ratio | 11.28% | |||
| Profitability |
Guardian Credit Union
Montgomery, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 6.20M | |||
| Net Interest Spread | 4.78% | |||
| Operating Profit to Average Assets | 2.24% | |||
| Overhead Efficiency Ratio | 67.58% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 13.18% | |||