B
Velocity Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.40
Leverage
Ratio
12.41
Return On
Assets
0.49%
Total
Assets
480.75M
Capital
59.59M
Total
Deposits
414.52M
Net
Income
1.79M
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Weiss Ratings Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 3.70
Stability Index 8.10
Company Info Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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NCUA Charter Number 2439
Phone Number (561) 775-2525
Website www.velocitycommunity.org
Asset Quality Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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1-Year Asset Growth -2.30%
5-Year Asset Growth 5.71%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.42%
Non-Performing Loans to Loans 0.44%
Balance Sheet Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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Total Assets 480.75M
Total Deposits 414.52M
Capital and Reserves Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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Capital 59.59M
Leverage Ratio 12.41
Loan Loss Reserves to Loans 0.78%
Liquidity Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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Hot Money Ratio 10.01%
Liquidity Ratio 12.80%
Profitability Velocity Community Federal Credit Union
Palm Beach Gardens, FL 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 1.79M
Net Interest Spread 4.13%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 79.54%
Return on Assets 0.49%
Return on Equity 4.08%