Velocity Community Federal Credit Union

Palm Beach Gardens, FL

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	2.90
Profitability Index	3.50
Stability Index	8.10

Company Info	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2439
Phone Number	(561) 775-2525
Website	www.velocitycommunity.org

Asset Quality	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.02%
5-Year Asset Growth	5.71%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.34%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.92%
Non-Performing Loans to Loans	0.35%

Balance Sheet	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	486.69M
Total Deposits	422.71M

Capital and Reserves	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
Capital	58.22M
Leverage Ratio	11.99
Loan Loss Reserves to Loans	0.61%

Liquidity	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.07%
Liquidity Ratio	15.93%

Profitability	Velocity Community Federal Credit Union Palm Beach Gardens, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	420.00K
Net Interest Spread	3.95%
Operating Profit to Average Assets	0.81%
Overhead Efficiency Ratio	81.36%
Return on Assets	0.35%
Return on Equity	2.90%