B
Mountain Heritage Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
14.31
Leverage
Ratio
14.31
Return On
Assets
0.66%
Total
Assets
45.66M
Capital
6.53M
Total
Deposits
39.04M
Net
Income
151.00K
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Weiss Ratings Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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Rating B
Asset Quality Index 4.60
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 4.70
Stability Index 6.20
Company Info Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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NCUA Charter Number 2440
Phone Number (304) 424-7256
Website www.mhfcu.net
Asset Quality Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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1-Year Asset Growth -1.93%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 1.05%
Charge-Offs to Average Loans 1.18%
Non-Performing Assets to Assets 2.33%
Non-Performing Loans to Capital 15.07%
Non-Performing Loans to Loans 3.24%
Balance Sheet Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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Total Assets 45.66M
Total Deposits 39.04M
Capital and Reserves Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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Capital 6.53M
Leverage Ratio 14.31
Loan Loss Reserves to Loans 1.61%
Liquidity Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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Hot Money Ratio 2.42%
Liquidity Ratio 20.64%
Profitability Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 151.00K
Net Interest Spread 5.86%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 70.35%
Return on Assets 0.66%
Return on Equity 4.68%