Mountain Heritage Federal Credit Union

Parkersburg, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	4.10
Capitalization Index	10.00
Liquidity Index	4.00
Profitability Index	3.70
Stability Index	6.10

Company Info	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2440
Phone Number	(304) 424-7256
Website	www.mhfcu.net

Asset Quality	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.35%
5-Year Asset Growth	4.05%
5-Year Charge-Offs to Average Loans	1.05%
Charge-Offs to Average Loans	1.21%
Non-Performing Assets to Assets	2.79%
Non-Performing Loans to Capital	18.53%
Non-Performing Loans to Loans	3.80%

Balance Sheet	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	45.97M
Total Deposits	39.43M

Capital and Reserves	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Capital	6.46M
Leverage Ratio	14.04
Loan Loss Reserves to Loans	1.40%

Liquidity	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.64%
Liquidity Ratio	20.10%

Profitability	Mountain Heritage Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.67%
Net Income	73.00K
Net Interest Spread	5.57%
Operating Profit to Average Assets	1.53%
Overhead Efficiency Ratio	73.38%
Return on Assets	0.64%
Return on Equity	4.55%