C
Mountain Heritage Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.82
Leverage
Ratio
12.82
Return On
Assets
1.02%
Total
Assets
48.06M
Capital
6.16M
Total
Deposits
41.62M
Net
Income
123.00K
My Lists My Alerts
Weiss Ratings Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.20
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 3.60
Stability Index 6.00
Company Info Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2440
Phone Number (304) 424-7256
Website www.mhfcu.net
Asset Quality Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.93%
5-Year Asset Growth 6.49%
5-Year Charge-Offs to Average Loans 1.29%
Charge-Offs to Average Loans 0.85%
Non-Performing Assets to Assets 2.50%
Non-Performing Loans to Capital 18.16%
Non-Performing Loans to Loans 3.23%
Balance Sheet Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 48.06M
Total Deposits 41.62M
Capital and Reserves Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 6.16M
Leverage Ratio 12.82
Loan Loss Reserves to Loans 1.27%
Liquidity Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 5.84%
Liquidity Ratio 17.74%
Profitability Mountain Heritage Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.83%
Net Income 123.00K
Net Interest Spread 4.94%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 80.63%
Return on Assets 1.02%
Return on Equity 8.07%