Electrical Workers No 558 Federal Credit Union

Sheffield, AL

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.50
Profitability Index	9.50
Stability Index	8.00

Company Info	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2443
Phone Number	(256) 383-6551
Website	www.ew558fcu.com/

Asset Quality	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	12.09%
5-Year Asset Growth	10.66%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	-0.01%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	0.52%
Non-Performing Loans to Loans	0.17%

Balance Sheet	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	44.48M
Total Deposits	36.51M

Capital and Reserves	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Capital	7.73M
Leverage Ratio	17.38
Loan Loss Reserves to Loans	0.65%

Liquidity	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.85%
Liquidity Ratio	54.09%

Profitability	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.15%
Net Income	675.00K
Net Interest Spread	3.82%
Operating Profit to Average Assets	2.19%
Overhead Efficiency Ratio	40.12%
Return on Assets	2.08%
Return on Equity	12.18%