Electrical Workers No 558 Federal Credit Union

Sheffield, AL

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.80
Profitability Index	9.80
Stability Index	8.00

Company Info	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2443
Phone Number	(256) 383-6551
Website	www.ew558fcu.com/

Asset Quality	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.19%
5-Year Asset Growth	11.83%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.03%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.17%
Non-Performing Loans to Loans	0.03%

Balance Sheet	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	45.21M
Total Deposits	36.52M

Capital and Reserves	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Capital	8.47M
Leverage Ratio	18.73
Loan Loss Reserves to Loans	0.69%

Liquidity	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.57%
Liquidity Ratio	59.31%

Profitability	Electrical Workers No 558 Federal Credit Union Sheffield, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.29%
Net Income	507.00K
Net Interest Spread	4.01%
Operating Profit to Average Assets	2.30%
Overhead Efficiency Ratio	39.52%
Return on Assets	2.26%
Return on Equity	12.35%