Santa Maria Associated Employees Federal Credit Union

Santa Maria, CA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.60
Capitalization Index	5.10
Liquidity Index	4.30
Profitability Index	6.30
Stability Index	1.70

Company Info	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2447
Phone Number	(805) 925-0951x409
Website	www.smaefcu.org

Asset Quality	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.94%
5-Year Asset Growth	7.43%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.24%
Non-Performing Loans to Capital	3.01%
Non-Performing Loans to Loans	0.34%

Balance Sheet	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.36M
Total Deposits	4.95M

Capital and Reserves	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
Capital	400.00K
Leverage Ratio	7.47
Loan Loss Reserves to Loans	0.84%

Liquidity	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	20.87%

Profitability	Santa Maria Associated Employees Federal Credit Union Santa Maria, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.28%
Net Income	20.00K
Net Interest Spread	5.18%
Operating Profit to Average Assets	1.52%
Overhead Efficiency Ratio	68.25%
Return on Assets	1.52%
Return on Equity	20.51%