D
Torrance Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Torrance Community Federal Credit Union
Torrance, CA
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Rating D
Asset Quality Index 9.70
Capitalization Index 3.10
Liquidity Index 4.90
Profitability Index 6.10
Stability Index 3.20
Company Info Torrance Community Federal Credit Union
Torrance, CA
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NCUA Charter Number 2450
Phone Number (310) 618-9111
Website www.torranceccu.org
Asset Quality Torrance Community Federal Credit Union
Torrance, CA
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1-Year Asset Growth -0.70%
5-Year Asset Growth 2.41%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.14%
Balance Sheet Torrance Community Federal Credit Union
Torrance, CA
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Total Assets 155.87M
Total Deposits 145.61M
Capital and Reserves Torrance Community Federal Credit Union
Torrance, CA
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Capital 9.69M
Leverage Ratio 10.01
Loan Loss Reserves to Loans 0.37%
Liquidity Torrance Community Federal Credit Union
Torrance, CA
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Hot Money Ratio 5.05%
Liquidity Ratio 19.66%
Profitability Torrance Community Federal Credit Union
Torrance, CA
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5-Year Return on Average Assets 0.33%
Net Income 1.08M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 64.69%
Return on Assets 1.39%
Return on Equity 25.85%