B
University of Louisiana Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.64
Leverage
Ratio
11.64
Return On
Assets
0.38%
Total
Assets
59.51M
Capital
5.47M
Total
Deposits
54.21M
Net
Income
172.00K
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Weiss Ratings University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 3.50
Stability Index 4.20
Company Info University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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NCUA Charter Number 2453
Phone Number (337) 482-6956
Website www.ulfcu.com
Asset Quality University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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1-Year Asset Growth 3.33%
5-Year Asset Growth 3.97%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.19%
Non-Performing Loans to Loans 0.30%
Balance Sheet University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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Total Assets 59.51M
Total Deposits 54.21M
Capital and Reserves University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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Capital 5.47M
Leverage Ratio 11.64
Loan Loss Reserves to Loans 0.92%
Liquidity University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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Hot Money Ratio 14.07%
Liquidity Ratio 16.51%
Profitability University of Louisiana Federal Credit Union
Lafayette, LA 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 172.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets 0.47%
Overhead Efficiency Ratio 91.55%
Return on Assets 0.38%
Return on Equity 4.28%