| Weiss Ratings |
RT Federal Credit Union
Rome, NY |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 6.10 | |||
| Company Info |
RT Federal Credit Union
Rome, NY |
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| NCUA Charter Number | 2464 | |||
| Phone Number | (315) 336-7810 | |||
| Website | www.rtfcu.com | |||
| Asset Quality |
RT Federal Credit Union
Rome, NY |
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| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.48% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
RT Federal Credit Union
Rome, NY |
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| Total Assets | 57.11M | |||
| Total Deposits | 49.83M | |||
| Capital and Reserves |
RT Federal Credit Union
Rome, NY |
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| Capital | 6.45M | |||
| Leverage Ratio | 11.29 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
RT Federal Credit Union
Rome, NY |
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| Hot Money Ratio | 4.58% | |||
| Liquidity Ratio | 27.79% | |||
| Profitability |
RT Federal Credit Union
Rome, NY |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | -197.00K | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | -0.54% | |||
| Overhead Efficiency Ratio | 114.62% | |||
| Return on Assets | -0.45% | |||
| Return on Equity | -4.03% | |||