| Weiss Ratings |
RT Federal Credit Union
Rome, NY |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 6.10 | |||
| Company Info |
RT Federal Credit Union
Rome, NY |
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| NCUA Charter Number | 2464 | |||
| Phone Number | (315) 336-7810 | |||
| Website | www.rtfcu.com | |||
| Asset Quality |
RT Federal Credit Union
Rome, NY |
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| 1-Year Asset Growth | 7.80% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 0.98% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
RT Federal Credit Union
Rome, NY |
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| Total Assets | 60.00M | |||
| Total Deposits | 53.04M | |||
| Capital and Reserves |
RT Federal Credit Union
Rome, NY |
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| Capital | 6.47M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
RT Federal Credit Union
Rome, NY |
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| Hot Money Ratio | 6.50% | |||
| Liquidity Ratio | 31.47% | |||
| Profitability |
RT Federal Credit Union
Rome, NY |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | -178.00K | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | -0.66% | |||
| Overhead Efficiency Ratio | 124.75% | |||
| Return on Assets | -0.62% | |||
| Return on Equity | -5.44% | |||