| Weiss Ratings |
Mills42 Federal Credit Union
Lowell, MA |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.10 | |||
| Company Info |
Mills42 Federal Credit Union
Lowell, MA |
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| NCUA Charter Number | 2469 | |||
| Phone Number | (978) 328-5100 | |||
| Website | www.mills42fcu.com | |||
| Asset Quality |
Mills42 Federal Credit Union
Lowell, MA |
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| 1-Year Asset Growth | 5.40% | |||
| 5-Year Asset Growth | 5.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.12% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Mills42 Federal Credit Union
Lowell, MA |
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| Total Assets | 27.21M | |||
| Total Deposits | 23.36M | |||
| Capital and Reserves |
Mills42 Federal Credit Union
Lowell, MA |
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| Capital | 3.13M | |||
| Leverage Ratio | 11.50 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
Mills42 Federal Credit Union
Lowell, MA |
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| Hot Money Ratio | 23.71% | |||
| Liquidity Ratio | 19.48% | |||
| Profitability |
Mills42 Federal Credit Union
Lowell, MA |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 45.00K | |||
| Net Interest Spread | 4.90% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 79.12% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 5.79% | |||