| Weiss Ratings |
Mills42 Federal Credit Union
Lowell, MA |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
Mills42 Federal Credit Union
Lowell, MA |
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| NCUA Charter Number | 2469 | |||
| Phone Number | (978) 328-5100 | |||
| Website | www.mills42fcu.com | |||
| Asset Quality |
Mills42 Federal Credit Union
Lowell, MA |
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| 1-Year Asset Growth | 10.70% | |||
| 5-Year Asset Growth | 5.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 7.43% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Mills42 Federal Credit Union
Lowell, MA |
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| Total Assets | 30.12M | |||
| Total Deposits | 26.44M | |||
| Capital and Reserves |
Mills42 Federal Credit Union
Lowell, MA |
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| Capital | 3.37M | |||
| Leverage Ratio | 11.18 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
Mills42 Federal Credit Union
Lowell, MA |
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| Hot Money Ratio | 30.23% | |||
| Liquidity Ratio | 23.60% | |||
| Profitability |
Mills42 Federal Credit Union
Lowell, MA |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 56.00K | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 81.47% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 6.71% | |||