C
Michigan State University Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.03
Leverage
Ratio
8.34
Return On
Assets
0.10%
Total
Assets
8.24B
Capital
668.85M
Total
Deposits
6.77B
Net
Income
4.19M
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Weiss Ratings Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 5.60
Liquidity Index 2.10
Profitability Index 3.10
Stability Index 5.70
Company Info Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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NCUA Charter Number 247
Phone Number (517) 333-2424
Website www.msufcu.org
Asset Quality Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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1-Year Asset Growth 4.90%
5-Year Asset Growth 11.23%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 10.92%
Non-Performing Loans to Loans 1.26%
Balance Sheet Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Total Assets 8.24B
Total Deposits 6.77B
Capital and Reserves Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Capital 668.85M
Leverage Ratio 8.34
Loan Loss Reserves to Loans 1.11%
Liquidity Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Hot Money Ratio 18.81%
Liquidity Ratio 12.16%
Profitability Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 4.19M
Net Interest Spread 3.82%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 80.43%
Return on Assets 0.10%
Return on Equity 1.27%