C
Michigan State University Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.24
Leverage
Ratio
8.51
Return On
Assets
0.28%
Total
Assets
8.24B
Capital
684.60M
Total
Deposits
6.77B
Net
Income
17.49M
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Weiss Ratings Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 5.80
Liquidity Index 2.00
Profitability Index 4.40
Stability Index 5.70
Company Info Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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NCUA Charter Number 247
Phone Number (517) 333-2424
Website www.msufcu.org
Asset Quality Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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1-Year Asset Growth 0.87%
5-Year Asset Growth 11.23%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 8.96%
Non-Performing Loans to Loans 1.06%
Balance Sheet Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Total Assets 8.24B
Total Deposits 6.77B
Capital and Reserves Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Capital 684.60M
Leverage Ratio 8.51
Loan Loss Reserves to Loans 1.20%
Liquidity Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Hot Money Ratio 19.26%
Liquidity Ratio 9.84%
Profitability Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 17.49M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 76.44%
Return on Assets 0.28%
Return on Equity 3.50%