C
Michigan State University Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Michigan State University Federal Credit Union
East Lansing, MI
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.10
Liquidity Index 2.00
Profitability Index 1.50
Stability Index 7.60
Company Info Michigan State University Federal Credit Union
East Lansing, MI
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NCUA Charter Number 247
Phone Number (517) 333-2424
Website www.msufcu.org
Asset Quality Michigan State University Federal Credit Union
East Lansing, MI
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1-Year Asset Growth 5.62%
5-Year Asset Growth 12.69%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 5.77%
Non-Performing Loans to Loans 0.66%
Balance Sheet Michigan State University Federal Credit Union
East Lansing, MI
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Total Assets 7.69B
Total Deposits 6.23B
Capital and Reserves Michigan State University Federal Credit Union
East Lansing, MI
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Capital 667.85M
Leverage Ratio 9.18
Loan Loss Reserves to Loans 0.62%
Liquidity Michigan State University Federal Credit Union
East Lansing, MI
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Hot Money Ratio 21.25%
Liquidity Ratio 10.03%
Profitability Michigan State University Federal Credit Union
East Lansing, MI
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5-Year Return on Average Assets 1.06%
Net Income 4.81M
Net Interest Spread 2.90%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 88.91%
Return on Assets 0.06%
Return on Equity 0.73%
Weiss Ratings