B
Michigan State University Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.08
Leverage
Ratio
8.50
Return On
Assets
-0.23%
Total
Assets
8.16B
Capital
667.56M
Total
Deposits
6.56B
Net
Income
-13.50M
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Weiss Ratings Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Rating B
Asset Quality Index 7.50
Capitalization Index 5.70
Liquidity Index 2.30
Profitability Index 0.70
Stability Index 5.90
Company Info Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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NCUA Charter Number 247
Phone Number (517) 333-2424
Website www.msufcu.org
Asset Quality Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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1-Year Asset Growth 6.44%
5-Year Asset Growth 12.69%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 6.85%
Non-Performing Loans to Loans 0.78%
Balance Sheet Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Total Assets 8.16B
Total Deposits 6.56B
Capital and Reserves Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Capital 667.56M
Leverage Ratio 8.50
Loan Loss Reserves to Loans 0.85%
Liquidity Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Hot Money Ratio 19.39%
Liquidity Ratio 12.84%
Profitability Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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5-Year Return on Average Assets 0.85%
Net Income -13.50M
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 86.57%
Return on Assets -0.23%
Return on Equity -2.70%