Michigan State University Federal Credit Union

East Lansing, MI

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.70
Capitalization Index	6.00
Liquidity Index	2.40
Profitability Index	0.50
Stability Index	6.20

Company Info	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	247
Phone Number	(517) 333-2424
Website	www.msufcu.org

Asset Quality	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.66%
5-Year Asset Growth	12.69%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.55%
Non-Performing Assets to Assets	0.50%
Non-Performing Loans to Capital	5.51%
Non-Performing Loans to Loans	0.64%

Balance Sheet	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.80B
Total Deposits	6.34B

Capital and Reserves	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
Capital	665.71M
Leverage Ratio	9.02
Loan Loss Reserves to Loans	0.67%

Liquidity	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.35%
Liquidity Ratio	12.75%

Profitability	Michigan State University Federal Credit Union East Lansing, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.85%
Net Income	-2.25M
Net Interest Spread	3.17%
Operating Profit to Average Assets	0.40%
Overhead Efficiency Ratio	88.91%
Return on Assets	-0.12%
Return on Equity	-1.35%