C
Michigan State University Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
7.90
Leverage
Ratio
8.27
Return On
Assets
-0.07%
Total
Assets
8.25B
Capital
659.74M
Total
Deposits
6.79B
Net
Income
-1.51M
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Weiss Ratings Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 5.50
Liquidity Index 2.20
Profitability Index 2.00
Stability Index 5.70
Company Info Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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NCUA Charter Number 247
Phone Number (517) 333-2424
Website www.msufcu.org
Asset Quality Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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1-Year Asset Growth 5.74%
5-Year Asset Growth 11.23%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 8.05%
Non-Performing Loans to Loans 0.93%
Balance Sheet Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Total Assets 8.25B
Total Deposits 6.79B
Capital and Reserves Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Capital 659.74M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 1.01%
Liquidity Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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Hot Money Ratio 18.16%
Liquidity Ratio 14.13%
Profitability Michigan State University Federal Credit Union
East Lansing, MI 		Click to
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5-Year Return on Average Assets 0.63%
Net Income -1.51M
Net Interest Spread 3.73%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 85.62%
Return on Assets -0.07%
Return on Equity -0.92%