C
EdiFi Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings EdiFi Federal Credit Union
Willingboro, NJ
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Rating C
Asset Quality Index 9.50
Capitalization Index 5.40
Liquidity Index 5.30
Profitability Index 4.70
Stability Index 3.50
Company Info EdiFi Federal Credit Union
Willingboro, NJ
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NCUA Charter Number 2473
Phone Number (800) 225-1859
Website www.edificu.com
Asset Quality EdiFi Federal Credit Union
Willingboro, NJ
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1-Year Asset Growth 5.38%
5-Year Asset Growth 4.54%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.75%
Non-Performing Loans to Loans 0.43%
Balance Sheet EdiFi Federal Credit Union
Willingboro, NJ
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Total Assets 252.84M
Total Deposits 240.21M
Capital and Reserves EdiFi Federal Credit Union
Willingboro, NJ
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Capital 19.76M
Leverage Ratio 9.19
Loan Loss Reserves to Loans 0.92%
Liquidity EdiFi Federal Credit Union
Willingboro, NJ
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Hot Money Ratio 6.84%
Liquidity Ratio 33.31%
Profitability EdiFi Federal Credit Union
Willingboro, NJ
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5-Year Return on Average Assets 0.29%
Net Income 1.34M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 82.52%
Return on Assets 0.71%
Return on Equity 10.12%