B
Penn State Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Penn State Federal Credit Union
Bellefonte, PA
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.10
Liquidity Index 4.10
Profitability Index 4.90
Stability Index 7.90
Company Info Penn State Federal Credit Union
Bellefonte, PA
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NCUA Charter Number 2480
Phone Number (814) 355-2711
Website www.pennstatefederal.com/
Asset Quality Penn State Federal Credit Union
Bellefonte, PA
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1-Year Asset Growth -4.09%
5-Year Asset Growth 6.31%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.25%
Balance Sheet Penn State Federal Credit Union
Bellefonte, PA
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Total Assets 252.91M
Total Deposits 224.64M
Capital and Reserves Penn State Federal Credit Union
Bellefonte, PA
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Capital 27.70M
Leverage Ratio 12.96
Loan Loss Reserves to Loans 0.81%
Liquidity Penn State Federal Credit Union
Bellefonte, PA
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Hot Money Ratio 5.03%
Liquidity Ratio 22.44%
Profitability Penn State Federal Credit Union
Bellefonte, PA
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5-Year Return on Average Assets 1.11%
Net Income 904.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 74.28%
Return on Assets 0.72%
Return on Equity 6.75%