Penn State Federal Credit Union
| Weiss Ratings |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Rating | ||||
| Asset Quality Index | 9.60 | 7.40 | ||
| Capitalization Index | 6.20 | 7.70 | ||
| Liquidity Index | 4.80 | 5.50 | ||
| Profitability Index | 7.20 | 9.10 | ||
| Stability Index | 7.00 | 5.90 | ||
| Company Info |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| NCUA Charter Number | 2480 | 1000 | ||
| Phone Number | (814) 355-2711 | (325) 653-8320 | ||
| Website | www.pennstatefederal.com/ | www.safcu.com | ||
| Asset Quality |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 1-Year Asset Growth | 9.52% | 4.11% | ||
| 5-Year Asset Growth | 5.12% | 8.49% | ||
| 5-Year Charge-Offs to Average Loans | 0.19% | 0.06% | ||
| Charge-Offs to Average Loans | 0.44% | 0.14% | ||
| Non-Performing Assets to Assets | 0.24% | 0.36% | ||
| Non-Performing Loans to Capital | 2.68% | 3.64% | ||
| Non-Performing Loans to Loans | 0.53% | 0.55% | ||
| Balance Sheet |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Total Assets | 263.06M | 38.18M | ||
| Total Deposits | 218.97M | 34.16M | ||
| Capital and Reserves |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Capital | 22.66M | 3.78M | ||
| Leverage Ratio | 11.07 | 10.05 | ||
| Loan Loss Reserves to Loans | 0.83% | 0.18% | ||
| Liquidity |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Hot Money Ratio | 3.49% | 7.84% | ||
| Liquidity Ratio | 25.20% | 44.67% | ||
| Profitability |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 5-Year Return on Average Assets | 1.04% | 0.98% | ||
| Net Income | 748.00K | 142.00K | ||
| Net Interest Spread | 3.96% | 4.73% | ||
| Operating Profit to Average Assets | 1.58% | 1.53% | ||
| Overhead Efficiency Ratio | 58.65% | 68.16% | ||
| Return on Assets | 1.19% | 1.53% | ||
| Return on Equity | 13.25% | 15.33% | ||