Penn State Federal Credit Union
| Weiss Ratings |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | 9.80 | ||
| Capitalization Index | 10.00 | 10.00 | ||
| Liquidity Index | 4.10 | 6.30 | ||
| Profitability Index | 6.50 | 10.00 | ||
| Stability Index | 8.10 | 6.70 | ||
| Company Info |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| NCUA Charter Number | 2480 | 1000 | ||
| Phone Number | (814) 355-2711 | (325) 653-8320 | ||
| Website | www.pennstatefederal.com/ | www.safcu.com | ||
| Asset Quality |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 1-Year Asset Growth | 1.98% | 2.69% | ||
| 5-Year Asset Growth | 6.31% | 8.31% | ||
| 5-Year Charge-Offs to Average Loans | 0.19% | 0.08% | ||
| Charge-Offs to Average Loans | 0.22% | 0.39% | ||
| Non-Performing Assets to Assets | 0.14% | 0.26% | ||
| Non-Performing Loans to Capital | 1.17% | 2.12% | ||
| Non-Performing Loans to Loans | 0.28% | 0.55% | ||
| Balance Sheet |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Total Assets | 254.64M | 39.91M | ||
| Total Deposits | 224.18M | 34.88M | ||
| Capital and Reserves |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Capital | 29.87M | 4.75M | ||
| Leverage Ratio | 13.31 | 11.95 | ||
| Loan Loss Reserves to Loans | 0.84% | 0.28% | ||
| Liquidity |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Hot Money Ratio | 4.98% | 6.73% | ||
| Liquidity Ratio | 20.76% | 53.22% | ||
| Profitability |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 5-Year Return on Average Assets | 1.11% | 1.14% | ||
| Net Income | 2.01M | 485.00K | ||
| Net Interest Spread | 3.60% | 5.24% | ||
| Operating Profit to Average Assets | 1.22% | 1.85% | ||
| Overhead Efficiency Ratio | 67.11% | 61.59% | ||
| Return on Assets | 1.06% | 1.64% | ||
| Return on Equity | 9.76% | 14.37% | ||