Penn State Federal Credit Union
| Weiss Ratings |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | 7.30 | ||
| Capitalization Index | 8.20 | 9.30 | ||
| Liquidity Index | 4.40 | 5.90 | ||
| Profitability Index | 9.40 | 9.50 | ||
| Stability Index | 7.70 | 6.30 | ||
| Company Info |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2480 | 1000 | ||
| Phone Number | (814) 355-2711 | (325) 653-8320 | ||
| Website | www.pennstatefederal.com/ | www.safcu.com | ||
| Asset Quality |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.51% | 6.76% | ||
| 5-Year Asset Growth | 6.31% | 8.31% | ||
| 5-Year Charge-Offs to Average Loans | 0.19% | 0.06% | ||
| Charge-Offs to Average Loans | 0.28% | 0.10% | ||
| Non-Performing Assets to Assets | 0.29% | 0.47% | ||
| Non-Performing Loans to Capital | 2.76% | 4.18% | ||
| Non-Performing Loans to Loans | 0.62% | 0.92% | ||
| Balance Sheet |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| Total Assets | 250.88M | 38.38M | ||
| Total Deposits | 224.46M | 33.96M | ||
| Capital and Reserves |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| Capital | 25.85M | 4.26M | ||
| Leverage Ratio | 12.71 | 11.17 | ||
| Loan Loss Reserves to Loans | 0.84% | 0.25% | ||
| Liquidity |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.77% | 7.41% | ||
| Liquidity Ratio | 23.63% | 47.27% | ||
| Profitability |
Penn State Federal Credit Union
Bellefonte, PA |
San Angelo Federal Credit Union
San Angelo, TX |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.04% | 0.98% | ||
| Net Income | 3.65M | 605.00K | ||
| Net Interest Spread | 4.09% | 5.00% | ||
| Operating Profit to Average Assets | 1.61% | 1.64% | ||
| Overhead Efficiency Ratio | 58.88% | 66.02% | ||
| Return on Assets | 1.43% | 1.58% | ||
| Return on Equity | 15.02% | 15.34% | ||