C
Local 697 Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Local 697 Federal Credit Union
Merrillville, IN
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Rating C
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 0.70
Stability Index 7.60
Company Info Local 697 Federal Credit Union
Merrillville, IN
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NCUA Charter Number 2482
Phone Number (219) 845-6040
Website www.local697fcu.org
Asset Quality Local 697 Federal Credit Union
Merrillville, IN
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1-Year Asset Growth 3.95%
5-Year Asset Growth 3.21%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 3.59%
Non-Performing Loans to Capital 21.05%
Non-Performing Loans to Loans 7.21%
Balance Sheet Local 697 Federal Credit Union
Merrillville, IN
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Total Assets 42.47M
Total Deposits 35.20M
Capital and Reserves Local 697 Federal Credit Union
Merrillville, IN
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Capital 7.16M
Leverage Ratio 17.77
Loan Loss Reserves to Loans 0.36%
Liquidity Local 697 Federal Credit Union
Merrillville, IN
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Hot Money Ratio 0.00%
Liquidity Ratio 27.24%
Profitability Local 697 Federal Credit Union
Merrillville, IN
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5-Year Return on Average Assets 0.48%
Net Income 8.00K
Net Interest Spread 2.43%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 93.44%
Return on Assets 0.04%
Return on Equity 0.23%