Xavier University Employees Federal Credit Union
Major Rating Factors:
A current level of 22.3 percent of nonperforming loans to core capital combined with 22.3 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Good current capitalization (5.0 on a scale of 0 to 10) based on a net capital to total assets of 7.4 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Securities (38%), consumer loans (34%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
909 S Norman C Francis Pkwy
New Orleans, LA 70125
New Orleans, LA 70125
Phone Number
(504) 520-7640
NCUA Charter Number
Largest Competitors
New Orleans, LA
New Orleans, LA
New Orleans, LA
New Orleans, LA
New Orleans, LA