D
Xavier University Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.74
Leverage
Ratio
7.74
Return On
Assets
-9.27%
Total
Assets
1.58M
Capital
122.00K
Total
Deposits
1.45M
Net
Income
-37.00K
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Weiss Ratings Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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Rating D
Asset Quality Index 1.70
Capitalization Index 5.40
Liquidity Index 6.20
Profitability Index 0.00
Stability Index 4.70
Company Info Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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NCUA Charter Number 2483
Phone Number (504) 520-7640
Website www.xula.edu/creditunion
Asset Quality Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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1-Year Asset Growth -11.30%
5-Year Asset Growth -0.92%
5-Year Charge-Offs to Average Loans 5.82%
Charge-Offs to Average Loans 39.60%
Non-Performing Assets to Assets 4.31%
Non-Performing Loans to Capital 38.64%
Non-Performing Loans to Loans 12.62%
Balance Sheet Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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Total Assets 1.58M
Total Deposits 1.45M
Capital and Reserves Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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Capital 122.00K
Leverage Ratio 7.74
Loan Loss Reserves to Loans 10.02%
Liquidity Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 73.75%
Profitability Xavier University Employees Federal Credit Union
New Orleans, LA 		Click to
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5-Year Return on Average Assets -1.63%
Net Income -37.00K
Net Interest Spread 2.04%
Operating Profit to Average Assets -9.27%
Overhead Efficiency Ratio 214.29%
Return on Assets -9.27%
Return on Equity -104.96%