| Weiss Ratings |
MOCSE Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 0.50 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 3.00 | |||
| Company Info |
MOCSE Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 2491 | |||
| Phone Number | (209) 572-3600 | |||
| Website | www.mocse.org | |||
| Asset Quality |
MOCSE Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | -4.33% | |||
| 5-Year Asset Growth | 6.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | 1.72% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 15.36% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
MOCSE Federal Credit Union
Modesto, CA |
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| Total Assets | 420.26M | |||
| Total Deposits | 394.19M | |||
| Capital and Reserves |
MOCSE Federal Credit Union
Modesto, CA |
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| Capital | 16.05M | |||
| Leverage Ratio | 8.99 | |||
| Loan Loss Reserves to Loans | 2.01% | |||
| Liquidity |
MOCSE Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 5.40% | |||
| Liquidity Ratio | 16.15% | |||
| Profitability |
MOCSE Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 373.00K | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 70.63% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 9.01% | |||