C
MOCSE Federal Credit Union
ModestoCA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MOCSE Federal Credit Union
Modesto, CA
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Rating C
Asset Quality Index 6.30
Capitalization Index 3.10
Liquidity Index 4.50
Profitability Index 7.20
Stability Index 2.20
Company Info MOCSE Federal Credit Union
Modesto, CA
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NCUA Charter Number 2491
Phone Number (209) 572-3600
Website www.mocse.org
Asset Quality MOCSE Federal Credit Union
Modesto, CA
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1-Year Asset Growth 3.35%
5-Year Asset Growth 6.14%
5-Year Charge-Offs to Average Loans 0.70%
Charge-Offs to Average Loans 1.22%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 10.69%
Non-Performing Loans to Loans 0.78%
Balance Sheet MOCSE Federal Credit Union
Modesto, CA
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Total Assets 434.35M
Total Deposits 407.33M
Capital and Reserves MOCSE Federal Credit Union
Modesto, CA
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Capital 23.19M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 2.60%
Liquidity MOCSE Federal Credit Union
Modesto, CA
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Hot Money Ratio 7.98%
Liquidity Ratio 21.36%
Profitability MOCSE Federal Credit Union
Modesto, CA
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5-Year Return on Average Assets 0.55%
Net Income 1.10M
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 70.47%
Return on Assets 1.04%
Return on Equity 20.51%