C
Millbury Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.00
Capitalization Index 5.40
Liquidity Index 2.80
Profitability Index 1.20
Stability Index 5.20
Company Info Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 250
Phone Number (508) 865-7600
Website www.millburycu.com
Asset Quality Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.59%
5-Year Asset Growth 6.12%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.27%
Balance Sheet Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 484.97M
Total Deposits 435.78M
Capital and Reserves Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 37.69M
Leverage Ratio 8.96
Loan Loss Reserves to Loans 0.58%
Liquidity Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 20.57%
Liquidity Ratio 17.43%
Profitability Millbury Federal Credit Union
Millbury, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.61%
Net Income 317.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 89.38%
Return on Assets 0.26%
Return on Equity 3.43%