Secured Advantage Federal Credit Union

Simpsonville, SC

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.70
Capitalization Index	10.00
Liquidity Index	5.30
Profitability Index	2.30
Stability Index	4.30

Company Info	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2505
Phone Number	(864) 967-1402
Website	www.securedadvantagefcu.com

Asset Quality	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.71%
5-Year Asset Growth	-3.00%
5-Year Charge-Offs to Average Loans	0.80%
Charge-Offs to Average Loans	1.78%
Non-Performing Assets to Assets	1.15%
Non-Performing Loans to Capital	5.59%
Non-Performing Loans to Loans	1.27%

Balance Sheet	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	58.03M
Total Deposits	50.85M

Capital and Reserves	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
Capital	7.41M
Leverage Ratio	12.84
Loan Loss Reserves to Loans	1.37%

Liquidity	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.46%
Liquidity Ratio	26.30%

Profitability	Secured Advantage Federal Credit Union Simpsonville, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.32%
Net Income	-81.00K
Net Interest Spread	4.82%
Operating Profit to Average Assets	0.72%
Overhead Efficiency Ratio	91.17%
Return on Assets	-0.27%
Return on Equity	-2.18%