| Weiss Ratings |
B C M Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.20 | |||
| Company Info |
B C M Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 2508 | |||
| Phone Number | (713) 798-4820 | |||
| Website | www.bcmfcu.com | |||
| Asset Quality |
B C M Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | -8.53% | |||
| 5-Year Asset Growth | 0.64% | |||
| 5-Year Charge-Offs to Average Loans | 1.05% | |||
| Charge-Offs to Average Loans | 1.74% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 4.51% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
B C M Federal Credit Union
Houston, TX |
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| Total Assets | 42.49M | |||
| Total Deposits | 37.48M | |||
| Capital and Reserves |
B C M Federal Credit Union
Houston, TX |
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| Capital | 4.95M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 3.96% | |||
| Liquidity |
B C M Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 9.65% | |||
| Liquidity Ratio | 54.73% | |||
| Profitability |
B C M Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 295.00K | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 69.28% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 12.29% | |||