| Weiss Ratings |
B C M Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 5.20 | |||
| Company Info |
B C M Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 2508 | |||
| Phone Number | (713) 798-4820 | |||
| Website | www.bcmfcu.com | |||
| Asset Quality |
B C M Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | -5.70% | |||
| 5-Year Asset Growth | 0.64% | |||
| 5-Year Charge-Offs to Average Loans | 1.05% | |||
| Charge-Offs to Average Loans | 1.33% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 5.52% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
B C M Federal Credit Union
Houston, TX |
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| Total Assets | 42.04M | |||
| Total Deposits | 36.86M | |||
| Capital and Reserves |
B C M Federal Credit Union
Houston, TX |
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| Capital | 5.06M | |||
| Leverage Ratio | 12.44 | |||
| Loan Loss Reserves to Loans | 3.81% | |||
| Liquidity |
B C M Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 9.12% | |||
| Liquidity Ratio | 53.55% | |||
| Profitability |
B C M Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 412.00K | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 71.24% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 11.28% | |||