B
Blue Water Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Blue Water Federal Credit Union
Port Huron, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 5.00
Stability Index 7.40
Company Info Blue Water Federal Credit Union
Port Huron, MI
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NCUA Charter Number 2511
Phone Number (810) 985-6993
Website www.bluewaterfcu.com
Asset Quality Blue Water Federal Credit Union
Port Huron, MI
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1-Year Asset Growth -2.99%
5-Year Asset Growth 4.14%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Blue Water Federal Credit Union
Port Huron, MI
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Total Assets 18.01M
Total Deposits 14.98M
Capital and Reserves Blue Water Federal Credit Union
Port Huron, MI
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Capital 2.83M
Leverage Ratio 15.73
Loan Loss Reserves to Loans 0.36%
Liquidity Blue Water Federal Credit Union
Port Huron, MI
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Hot Money Ratio 8.71%
Liquidity Ratio 31.57%
Profitability Blue Water Federal Credit Union
Port Huron, MI
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5-Year Return on Average Assets 0.20%
Net Income 45.00K
Net Interest Spread 4.01%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 73.96%
Return on Assets 0.97%
Return on Equity 6.39%