B
Circuit Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Circuit Federal Credit Union
Cheektowaga, NY
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 3.90
Stability Index 7.20
Company Info Circuit Federal Credit Union
Cheektowaga, NY
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NCUA Charter Number 2514
Phone Number (716) 684-1741
Website circuitfcu.com
Asset Quality Circuit Federal Credit Union
Cheektowaga, NY
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1-Year Asset Growth 1.05%
5-Year Asset Growth 2.90%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.25%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.08%
Balance Sheet Circuit Federal Credit Union
Cheektowaga, NY
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Total Assets 11.97M
Total Deposits 10.43M
Capital and Reserves Circuit Federal Credit Union
Cheektowaga, NY
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Capital 1.54M
Leverage Ratio 12.88
Loan Loss Reserves to Loans 1.39%
Liquidity Circuit Federal Credit Union
Cheektowaga, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 33.75%
Profitability Circuit Federal Credit Union
Cheektowaga, NY
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5-Year Return on Average Assets 0.33%
Net Income -41.00K
Net Interest Spread 4.34%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 84.95%
Return on Assets -1.34%
Return on Equity -10.49%