B
Charleston Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Charleston Federal Credit Union
Charleston, WV
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 10.00
Stability Index 6.30
Company Info Charleston Federal Credit Union
Charleston, WV
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NCUA Charter Number 2515
Phone Number (304) 347-3393
Website cfcuwv.virtualcu.net
Asset Quality Charleston Federal Credit Union
Charleston, WV
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1-Year Asset Growth 9.99%
5-Year Asset Growth 5.71%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 3.76%
Non-Performing Loans to Loans 0.87%
Balance Sheet Charleston Federal Credit Union
Charleston, WV
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Total Assets 14.48M
Total Deposits 12.35M
Capital and Reserves Charleston Federal Credit Union
Charleston, WV
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Capital 2.12M
Leverage Ratio 14.62
Loan Loss Reserves to Loans 1.20%
Liquidity Charleston Federal Credit Union
Charleston, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 7.09%
Profitability Charleston Federal Credit Union
Charleston, WV
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5-Year Return on Average Assets 1.00%
Net Income 201.00K
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 52.74%
Return on Assets 1.86%
Return on Equity 13.32%