B
Discovery Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Discovery Federal Credit Union
Wyomissing, PA
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Rating B
Asset Quality Index 9.10
Capitalization Index 9.20
Liquidity Index 2.90
Profitability Index 5.30
Stability Index 6.80
Company Info Discovery Federal Credit Union
Wyomissing, PA
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NCUA Charter Number 2516
Phone Number (610) 372-8010
Website www.discoveryfcu.org
Asset Quality Discovery Federal Credit Union
Wyomissing, PA
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1-Year Asset Growth 3.36%
5-Year Asset Growth 4.38%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.44%
Balance Sheet Discovery Federal Credit Union
Wyomissing, PA
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Total Assets 185.51M
Total Deposits 164.90M
Capital and Reserves Discovery Federal Credit Union
Wyomissing, PA
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Capital 20.37M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 0.81%
Liquidity Discovery Federal Credit Union
Wyomissing, PA
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Hot Money Ratio 11.05%
Liquidity Ratio 18.78%
Profitability Discovery Federal Credit Union
Wyomissing, PA
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5-Year Return on Average Assets 0.26%
Net Income 982.00K
Net Interest Spread 4.07%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 78.16%
Return on Assets 0.71%
Return on Equity 6.76%