A
West Virginia National Guard Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.98
Leverage
Ratio
13.98
Return On
Assets
1.34%
Total
Assets
51.17M
Capital
7.16M
Total
Deposits
43.93M
Net
Income
518.00K
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Weiss Ratings West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 7.50
Stability Index 7.30
Company Info West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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NCUA Charter Number 2517
Phone Number (304) 342-2422
Website www.wvngfcu.com
Asset Quality West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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1-Year Asset Growth 1.50%
5-Year Asset Growth 4.42%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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Total Assets 51.17M
Total Deposits 43.93M
Capital and Reserves West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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Capital 7.16M
Leverage Ratio 13.98
Loan Loss Reserves to Loans 0.74%
Liquidity West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 19.96%
Profitability West Virginia National Guard Federal Credit Union
Charleston, WV 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 518.00K
Net Interest Spread 2.91%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 59.24%
Return on Assets 1.34%
Return on Equity 9.95%