TCT Federal Credit Union
| Weiss Ratings |
TCT Federal Credit Union
Ballston Spa, NY |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.90 | |||
| Company Info |
TCT Federal Credit Union
Ballston Spa, NY |
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| NCUA Charter Number | 2520 | |||
| Phone Number | (518) 884-7002 | |||
| Website | www.tctfcu.org | |||
| Asset Quality |
TCT Federal Credit Union
Ballston Spa, NY |
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| 1-Year Asset Growth | -5.14% | |||
| 5-Year Asset Growth | 3.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 2.15% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
TCT Federal Credit Union
Ballston Spa, NY |
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| Total Assets | 284.11M | |||
| Total Deposits | 261.61M | |||
| Capital and Reserves |
TCT Federal Credit Union
Ballston Spa, NY |
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| Capital | 21.85M | |||
| Leverage Ratio | 9.39 | |||
| Loan Loss Reserves to Loans | 0.25% | |||
| Liquidity |
TCT Federal Credit Union
Ballston Spa, NY |
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| Hot Money Ratio | 14.05% | |||
| Liquidity Ratio | 3.05% | |||
| Profitability |
TCT Federal Credit Union
Ballston Spa, NY |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 585.00K | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 90.34% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 5.59% | |||