B
Affinity First Federal Credit Union
MinotND
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Affinity First Federal Credit Union
Minot, ND
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 2.10
Stability Index 6.90
Company Info Affinity First Federal Credit Union
Minot, ND
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NCUA Charter Number 2523
Phone Number (701) 857-5541
Website www.affinityfcund.com/
Asset Quality Affinity First Federal Credit Union
Minot, ND
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1-Year Asset Growth 4.25%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.57%
Non-Performing Loans to Loans 0.15%
Balance Sheet Affinity First Federal Credit Union
Minot, ND
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Total Assets 67.06M
Total Deposits 57.80M
Capital and Reserves Affinity First Federal Credit Union
Minot, ND
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Capital 8.84M
Leverage Ratio 13.19
Loan Loss Reserves to Loans 0.54%
Liquidity Affinity First Federal Credit Union
Minot, ND
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Hot Money Ratio 17.95%
Liquidity Ratio 26.08%
Profitability Affinity First Federal Credit Union
Minot, ND
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5-Year Return on Average Assets 0.41%
Net Income 169.00K
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 73.88%
Return on Assets 1.01%
Return on Equity 7.72%