Springdale P P G Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Fair (3.9) profitability. A current level of 22.5 percent of nonperforming loans to core capital combined with 21.5 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 29.0 and a net worth ratio of 29.0. Excellent liquidity 8.1, driven by a liquidity ratio of 104.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (26%), other (74%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
125 Colfax Street
Springdale, PA 15144
Springdale, PA 15144
Phone Number
(724) 274-3969
NCUA Charter Number
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Enola, PA
Exton, PA
Springdale, PA