C
Palace City Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Palace City Federal Credit Union
Mitchell, SD
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Rating C
Asset Quality Index 10.00
Capitalization Index 6.90
Liquidity Index 6.50
Profitability Index 4.60
Stability Index 4.30
Company Info Palace City Federal Credit Union
Mitchell, SD
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NCUA Charter Number 2543
Phone Number (605) 996-9211
Website www.palacecitycu.org
Asset Quality Palace City Federal Credit Union
Mitchell, SD
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1-Year Asset Growth 8.47%
5-Year Asset Growth 8.03%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.25%
Non-Performing Loans to Loans 0.06%
Balance Sheet Palace City Federal Credit Union
Mitchell, SD
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Total Assets 16.81M
Total Deposits 15.10M
Capital and Reserves Palace City Federal Credit Union
Mitchell, SD
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Capital 1.57M
Leverage Ratio 9.35
Loan Loss Reserves to Loans 0.62%
Liquidity Palace City Federal Credit Union
Mitchell, SD
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Hot Money Ratio 4.42%
Liquidity Ratio 50.41%
Profitability Palace City Federal Credit Union
Mitchell, SD
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5-Year Return on Average Assets 0.15%
Net Income 75.00K
Net Interest Spread 4.74%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 85.74%
Return on Assets 0.59%
Return on Equity 6.53%