C
Mission City Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mission City Federal Credit Union
Santa Clara, CA
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Rating C
Asset Quality Index 8.40
Capitalization Index 5.80
Liquidity Index 2.70
Profitability Index 5.80
Stability Index 3.40
Company Info Mission City Federal Credit Union
Santa Clara, CA
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NCUA Charter Number 2549
Phone Number (408) 244-5818
Website www.missioncityfcu.org
Asset Quality Mission City Federal Credit Union
Santa Clara, CA
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1-Year Asset Growth 8.82%
5-Year Asset Growth 6.84%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 4.48%
Non-Performing Loans to Loans 0.54%
Balance Sheet Mission City Federal Credit Union
Santa Clara, CA
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Total Assets 159.77M
Total Deposits 136.69M
Capital and Reserves Mission City Federal Credit Union
Santa Clara, CA
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Capital 13.13M
Leverage Ratio 8.41
Loan Loss Reserves to Loans 0.49%
Liquidity Mission City Federal Credit Union
Santa Clara, CA
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Hot Money Ratio 20.94%
Liquidity Ratio 16.73%
Profitability Mission City Federal Credit Union
Santa Clara, CA
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5-Year Return on Average Assets 0.48%
Net Income 776.00K
Net Interest Spread 3.88%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 75.99%
Return on Assets 0.66%
Return on Equity 8.33%