C
Mission City Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 5.20
Liquidity Index 2.40
Profitability Index 1.40
Stability Index 5.00
Company Info Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2549
Phone Number (408) 244-5818
Website www.missioncityfcu.org
Asset Quality Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.69%
5-Year Asset Growth 6.84%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.18%
Balance Sheet Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 157.33M
Total Deposits 134.98M
Capital and Reserves Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.24M
Leverage Ratio 8.24
Loan Loss Reserves to Loans 0.44%
Liquidity Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.23%
Liquidity Ratio 19.52%
Profitability Mission City Federal Credit Union
Santa Clara, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.48%
Net Income 306.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 90.83%
Return on Assets 0.78%
Return on Equity 10.22%