| Weiss Ratings |
U S I Federal Credit Union
La Porte, TX |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
U S I Federal Credit Union
La Porte, TX |
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| NCUA Charter Number | 2550 | |||
| Phone Number | (713) 209-1255 | |||
| Website | www.usifcu.com/ | |||
| Asset Quality |
U S I Federal Credit Union
La Porte, TX |
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| 1-Year Asset Growth | 6.89% | |||
| 5-Year Asset Growth | 4.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 2.99% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
U S I Federal Credit Union
La Porte, TX |
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| Total Assets | 20.24M | |||
| Total Deposits | 14.21M | |||
| Capital and Reserves |
U S I Federal Credit Union
La Porte, TX |
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| Capital | 5.57M | |||
| Leverage Ratio | 27.79 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
U S I Federal Credit Union
La Porte, TX |
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| Hot Money Ratio | 14.85% | |||
| Liquidity Ratio | 9.05% | |||
| Profitability |
U S I Federal Credit Union
La Porte, TX |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 66.00K | |||
| Net Interest Spread | 5.94% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 76.11% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 4.77% | |||