| Weiss Ratings |
U S I Federal Credit Union
La Porte, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
U S I Federal Credit Union
La Porte, TX |
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| NCUA Charter Number | 2550 | |||
| Phone Number | (713) 209-1255 | |||
| Website | www.usifcu.com/ | |||
| Asset Quality |
U S I Federal Credit Union
La Porte, TX |
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| 1-Year Asset Growth | 7.17% | |||
| 5-Year Asset Growth | 6.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.66% | |||
| Non-Performing Assets to Assets | 5.14% | |||
| Non-Performing Loans to Capital | 19.31% | |||
| Non-Performing Loans to Loans | 5.68% | |||
| Balance Sheet |
U S I Federal Credit Union
La Porte, TX |
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| Total Assets | 22.55M | |||
| Total Deposits | 16.61M | |||
| Capital and Reserves |
U S I Federal Credit Union
La Porte, TX |
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| Capital | 5.52M | |||
| Leverage Ratio | 24.58 | |||
| Loan Loss Reserves to Loans | 2.50% | |||
| Liquidity |
U S I Federal Credit Union
La Porte, TX |
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| Hot Money Ratio | 7.56% | |||
| Liquidity Ratio | 16.01% | |||
| Profitability |
U S I Federal Credit Union
La Porte, TX |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 59.00K | |||
| Net Interest Spread | 5.57% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 84.68% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 2.07% | |||