B
Florence Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Florence Federal Credit Union
Florence, AL
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Rating B
Asset Quality Index 7.20
Capitalization Index 9.70
Liquidity Index 5.20
Profitability Index 3.00
Stability Index 5.60
Company Info Florence Federal Credit Union
Florence, AL
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NCUA Charter Number 2556
Phone Number (256) 767-4700
Website www.ffcuonline.com
Asset Quality Florence Federal Credit Union
Florence, AL
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1-Year Asset Growth 1.86%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 7.33%
Non-Performing Loans to Loans 1.90%
Balance Sheet Florence Federal Credit Union
Florence, AL
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Total Assets 69.28M
Total Deposits 60.29M
Capital and Reserves Florence Federal Credit Union
Florence, AL
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Capital 7.86M
Leverage Ratio 12.83
Loan Loss Reserves to Loans 0.49%
Liquidity Florence Federal Credit Union
Florence, AL
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Hot Money Ratio 14.98%
Liquidity Ratio 11.73%
Profitability Florence Federal Credit Union
Florence, AL
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5-Year Return on Average Assets 0.61%
Net Income 44.00K
Net Interest Spread 3.32%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 91.32%
Return on Assets 0.26%
Return on Equity 2.29%