SHPE Federal Credit Union
Major Rating Factors:
A current level of 86.0 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Weak (2.7) profitability. Good liquidity 5.1, driven by a liquidity ratio of 39.9 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (43%), other (57%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1110 Highway, 1042
Greensburg, LA 70441
Greensburg, LA 70441
Phone Number
(225) 222-6869
NCUA Charter Number
Website
Largest Competitors
Bossier City, LA
Metairie, LA
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA