B
Mountain America Federal Credit Union
SandyUT
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mountain America Federal Credit Union
Sandy, UT
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Rating B
Asset Quality Index 6.20
Capitalization Index 6.90
Liquidity Index 2.60
Profitability Index 8.30
Stability Index 5.70
Company Info Mountain America Federal Credit Union
Sandy, UT
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NCUA Charter Number 257
Phone Number (801) 325-6228
Website www.macu.com
Asset Quality Mountain America Federal Credit Union
Sandy, UT
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1-Year Asset Growth 7.26%
5-Year Asset Growth 16.67%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans 1.19%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 10.88%
Non-Performing Loans to Loans 1.30%
Balance Sheet Mountain America Federal Credit Union
Sandy, UT
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Total Assets 21.75B
Total Deposits 19.30B
Capital and Reserves Mountain America Federal Credit Union
Sandy, UT
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Capital 2.03B
Leverage Ratio 9.37
Loan Loss Reserves to Loans 1.42%
Liquidity Mountain America Federal Credit Union
Sandy, UT
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Hot Money Ratio 19.17%
Liquidity Ratio 15.20%
Profitability Mountain America Federal Credit Union
Sandy, UT
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5-Year Return on Average Assets 1.41%
Net Income 137.43M
Net Interest Spread 4.66%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 60.53%
Return on Assets 0.86%
Return on Equity 9.39%