A
South Bend Firefighters Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
23.20
Leverage
Ratio
23.19
Return On
Assets
0.96%
Total
Assets
61.89M
Capital
14.36M
Total
Deposits
47.42M
Net
Income
290.00K
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Weiss Ratings South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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Rating A
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 7.20
Stability Index 7.00
Company Info South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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NCUA Charter Number 2576
Phone Number (574) 287-6161
Website www.sbfcu.org
Asset Quality South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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1-Year Asset Growth 11.06%
5-Year Asset Growth 5.41%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 4.33%
Non-Performing Loans to Loans 1.65%
Balance Sheet South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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Total Assets 61.89M
Total Deposits 47.42M
Capital and Reserves South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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Capital 14.36M
Leverage Ratio 23.19
Loan Loss Reserves to Loans 0.18%
Liquidity South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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Hot Money Ratio 19.76%
Liquidity Ratio 34.75%
Profitability South Bend Firefighters Federal Credit Union
South Bend, IN 		Click to
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5-Year Return on Average Assets 1.05%
Net Income 290.00K
Net Interest Spread 2.89%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 71.64%
Return on Assets 0.96%
Return on Equity 4.09%