C
First Watch Federal Credit Union
AbileneTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Watch Federal Credit Union
Abilene, TX
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Rating C
Asset Quality Index 8.30
Capitalization Index 7.20
Liquidity Index 4.10
Profitability Index 0.00
Stability Index 4.80
Company Info First Watch Federal Credit Union
Abilene, TX
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NCUA Charter Number 2579
Phone Number (325) 670-2429
Website www.myfwcu.org
Asset Quality First Watch Federal Credit Union
Abilene, TX
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1-Year Asset Growth 3.51%
5-Year Asset Growth 5.43%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Watch Federal Credit Union
Abilene, TX
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Total Assets 99.56M
Total Deposits 89.68M
Capital and Reserves First Watch Federal Credit Union
Abilene, TX
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Capital 9.58M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 0.24%
Liquidity First Watch Federal Credit Union
Abilene, TX
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Hot Money Ratio 6.90%
Liquidity Ratio 21.53%
Profitability First Watch Federal Credit Union
Abilene, TX
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5-Year Return on Average Assets 0.36%
Net Income 22.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets 0.00%
Overhead Efficiency Ratio 100.09%
Return on Assets 0.09%
Return on Equity 0.92%