| Weiss Ratings |
First Watch Federal Credit Union
Abilene, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.10 | |||
| Company Info |
First Watch Federal Credit Union
Abilene, TX |
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| NCUA Charter Number | 2579 | |||
| Phone Number | (325) 670-2429 | |||
| Website | www.myfwcu.org | |||
| Asset Quality |
First Watch Federal Credit Union
Abilene, TX |
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| 1-Year Asset Growth | 1.18% | |||
| 5-Year Asset Growth | 7.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.16% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
First Watch Federal Credit Union
Abilene, TX |
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| Total Assets | 99.85M | |||
| Total Deposits | 90.14M | |||
| Capital and Reserves |
First Watch Federal Credit Union
Abilene, TX |
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| Capital | 9.37M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
First Watch Federal Credit Union
Abilene, TX |
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| Hot Money Ratio | 7.82% | |||
| Liquidity Ratio | 14.79% | |||
| Profitability |
First Watch Federal Credit Union
Abilene, TX |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 444.00K | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 94.73% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 4.84% | |||
