B
Municipal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Municipal Credit Union
New York, NY
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Rating B
Asset Quality Index 7.10
Capitalization Index 6.90
Liquidity Index 4.10
Profitability Index 9.50
Stability Index 7.00
Company Info Municipal Credit Union
New York, NY
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NCUA Charter Number 258
Phone Number (212) 238-3300
Website www.nymcu.org
Asset Quality Municipal Credit Union
New York, NY
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1-Year Asset Growth 5.76%
5-Year Asset Growth 8.01%
5-Year Charge-Offs to Average Loans 0.86%
Charge-Offs to Average Loans 1.29%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 7.23%
Non-Performing Loans to Loans 1.25%
Balance Sheet Municipal Credit Union
New York, NY
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Total Assets 4.60B
Total Deposits 4.06B
Capital and Reserves Municipal Credit Union
New York, NY
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Capital 434.62M
Leverage Ratio 11.36
Loan Loss Reserves to Loans 1.81%
Liquidity Municipal Credit Union
New York, NY
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Hot Money Ratio 3.19%
Liquidity Ratio 20.82%
Profitability Municipal Credit Union
New York, NY
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5-Year Return on Average Assets 1.78%
Net Income 15.52M
Net Interest Spread 5.10%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 63.17%
Return on Assets 1.37%
Return on Equity 14.86%