B
Municipal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Municipal Credit Union
New York, NY
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Rating B
Asset Quality Index 7.20
Capitalization Index 8.00
Liquidity Index 3.50
Profitability Index 7.40
Stability Index 7.00
Company Info Municipal Credit Union
New York, NY
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NCUA Charter Number 258
Phone Number (212) 238-3300
Website www.nymcu.org
Asset Quality Municipal Credit Union
New York, NY
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1-Year Asset Growth 6.94%
5-Year Asset Growth 8.01%
5-Year Charge-Offs to Average Loans 0.86%
Charge-Offs to Average Loans 1.16%
Non-Performing Assets to Assets 0.93%
Non-Performing Loans to Capital 8.19%
Non-Performing Loans to Loans 1.44%
Balance Sheet Municipal Credit Union
New York, NY
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Total Assets 4.68B
Total Deposits 4.08B
Capital and Reserves Municipal Credit Union
New York, NY
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Capital 478.68M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.85%
Liquidity Municipal Credit Union
New York, NY
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Hot Money Ratio 3.17%
Liquidity Ratio 15.09%
Profitability Municipal Credit Union
New York, NY
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5-Year Return on Average Assets 1.78%
Net Income 39.22M
Net Interest Spread 5.15%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 66.80%
Return on Assets 1.14%
Return on Equity 11.81%